Friday, March 15, 2013

Offline Data Entry Jobs.



Offline Data Entry is a Perfect match for your Data Entry Needs. Today many global businesses prefer outsourcing their Offline Data Entry Projects from different Data Entry Service providing companies.

who wants to work at home & earn an excellent income from the comfort of home .You will be your own boss & set up work timing according to your wish. It is really hard to find out legitimate work at home. Thus we started our organization to provide employment to educated ones who have typing skill and speed & specially who are eager to earn with hard work. We have tied up with many companies & have taken Data-conversion work. This is REAL WORK & not some get-rich-quick scheme. We provide you with the best data entry work at home. We specialize in data entry. You can get a better income through this data entry jobs.

How To Set Work Offline as the Default for Internet Explorer


On Internet Explorer's File menu is a Offline" item that toggles Internet Explorer between online and offline modes of operation.

When Internet Explorer is set to the offline mode, clicking on hyperlinks and updating channels that refer to online content causes a dialog box to appear asking if Internet Explorer should connect to the network to download the requested content. If the connection is made, Internet Explorer will automatically change from offline mode to online mode for the remainder of the session or until you reselect Work Offline. If Internet Explorer is closed in Online mode, a registry key is written to indicate this. The next time that Internet Explorer is opened it will be in online mode.

In some cases, you may want to have Internet Explorer open in offline mode, regardless of what mode it was in when it was closed. Often this is because channels or other automatic download mechanisms have been set up to push content to the desktop, but the user does not want a potentially lengthy update each time Internet Explorer is started. click here

Thursday, March 14, 2013

Loan for Agriculturists {Mahabank Kisan Credit Card]


Loan for Agriculturists

Mahabank Kisan Credit Card

Purpose Cultivation of crops
Meeting the short-term credit needs of farmers for crop production and allied activities etc.
Maintenance of farm equipments etc.
Eligibility Agriculturist who owns agricultural land
Amount As decided by District Technical committee & limit worked out for the purpose.
Security Mortgage of land.
Hypothecation of crop/Assets.
Repayment Revolving credit facility for 3 years.
Coinciding with harvesting of crops-season/marketing of produce.
Other Terms & Conditions Assured and timely availability of working capital for crop cultivation.
Borrowers are covered under personal accident insurance scheme.
Insurance for notified crops is available.

Minor Irrigation for Agriculturists

Purpose Digging of new wells, revitalization of existing well, purchase of oil engine, electric motor, pump set installation of pipe line, sprinkler, irrigation, drip irrigation, tube well, bore well, etc.
Eligibility Agriculturist who owns agricultural land.
Amount For new dug wells as per the NABARD Unit costs for equipments/estimates.
Security Mortgage of land,
Hypothecation of movable assets and guarantors.
Repayment Depending upon the repaying capacity 7 to 11 years.
Other Terms & Conditions Proposed well should be located in white watershed area. It should not be in dark watershed area.

Farm Mechanisation for Agriculturists

Purpose Purchase of Tractors/Power tillers
Purchase of Harvesters
Purchase of Threshers & other farm implements
Eligibility Agriculturist who owns at least 8 acres of Irrigated land. The Tractor should get at least 1500 hrs of work in a year.
Amount As per cost of machinery
Security Hypothecation of Tractor/trolley and accessories,
Mortgage of land.
Repayment 7 to 9 years.
Other Terms & Conditions Comprehensive insurance of machinery with bank clause.

Animal Husbandry

Purpose Purchase of Cows/Buffaloes
Poultry- Broiler Farm, Layers Farm, Hatchery
Sheep/Goat Rearing
Construction of Byre, Purchase of Machinery
Working Capital Requirements.
Eligibility Agriculturist, agri. Labour and / or those who have necessary expertise.
Amount Animal cost - As per NABARD unit costs
Others- as per the project.
Security Hypothecation of Animals/Plant Machinery to be purchased
Mortgage of land.
Repayment 4 to 5 years with suitable installments.
Other Terms & Conditions Insurance of all animals is essential.


Purpose Cultivation of fruit crops-mango, Pomegranate, Grapes etc.
Eligibility Agriculturist with adequate provision of irrigation
Amount As per NABARD Unit costs/ Project
Security Mortgage of land.
Hypothecation of crops.
Repayment Within 15 years.

Scheme for Financing Setting Up of
Agri-Clinics and Agri-Business Centres for Agriculture Graduates

Purpose Setting up of Agriclinics
Setting up of Agribusiness Centers.
Eligibility Agriculture graduates
Amount Individiuals Max. Rs 10 lakh, Group Rs 50 lakh
Security Hypothecation of Assets created out of bank loan
Mortgage of land.
Repayment 5 to 10 years.

Scheme for Financing Farmers for Purchase of Land

Purpose Purchase of land
Eligibility Small & Marginal farmers, share croppers/Tenant farmers.
Amount Maximum Rs 15,00,000/-
Security Mortgage of land.
Hypothecation of crop/Assets.
Repayment As per the repaying capacity & incremental income.
Other Terms & Conditions Total land holding including proposed land should not exceed 5 acres.

Scheme for Financing Two Wheelers to Farmers

Purpose Purchase of two wheeler.
Eligibility Net annual Agril. Income above Rs 50,000/- or 5 acres of irrigated land.
Amount Max. Rs 50,000/-
Security Hypothecation of Asset.
Repayment 3 to 5 years.

Consumer Loans to Farmers

Purpose Purchase of consumer durables.
Eligibility Net annual Agril. Income above Rs 50,000/- or 5 acres of irrigated/10 acres seasonally irrigated land.
Amount Max. Rs 50,000/-, for four wheelers Max. Rs 2 lakh.
Margin 10%
Security Hypothecation of assets.
Repayment 3 to 5 years.

Hi-tech Projects

Purpose Hi-tech projects.
Eligibility Agriculturist with knowledge of advance techniques in the farming.
Amount As per the project cost.
Security Hypothecation of goods
Other collateral security.
Repayment Within 6 to 8 years.

Part Time Online Jobs

Part Time Online Job Description - 

Company Will Provide Online Training Help by Mail on Candidate's E-mail ID . Candidate's Working keyword and Location is mentioned in that Mail. You can start your work with that keyword and Location and for starting your Work you can open any Internet Searching Site , Job Portals , Online Directory , yellow Pages for searching the data. You can entered keyword and Location there on the Site and search the company's Contact Details. When you search many company listings comes there ,Candidate can open each and every company Listings, You can copy data from there and Paste into Excel sheets. Give below all Details of company Listings. ie - Company Name , Company Address , City , State ,E-mail id , Website, Mobile Number , Phone Number. If Address Details is not given then there is website of that company also given , so you can click on that and go to Contact Us of that company , there you find all the Details , so just copy data from there and Paste into Excel Sheets as Format given by Company
Click here to reading continue

Free Online Work At Home Jobs Without Investment

online works at home

 online works at home


Earn money online by doing online work at home jobs without investment. Get full information about how to make money free on internet with five easy home based part time jobs by working from home.
click here to register

Top Personal Loan Finance Companies in India

Why do I need personal loan?

Why do people take personal loans?

be it pecuniary aid for the renovation of your house
buying a new laptop
spending a vacation with the family
just for the mere need to pay off credit card dues. It acts as the perfect medium to smoothen up the cash flow in times of stringency. Identify the need and accordingly choose the type of the personal loan from the host of top personal loan finance companies in India. There is an array of companies providing personal loan finance to varied strata of the society.


  • Check your credit report before applying for loan
  • Plan your budget and stick to it
  • Borrow only the amount you need, do not borrow in excess.
  • Know your APR(Annual Percentage Rate) i.e. How much the loan would cost in interest per year
  • Look for payment delivery charges as some players charge you for early payment.
  • Be careful about the risks involved in secured laons .i.e be sure that you will be able to repay.

List of top personal loan finance companies in India

1.State Bank of India: SBI offers SBI Saral personal loan customized in a manner that helps an individual meet varied kinds of personal expenses. The interest rates at which these loans are offered are quite competitive with no hidden costs or administrative charges, no prepayment penalties. It also comes with easy repayment term.

(` in crores)
Particulars 31-03-08 31-03-09
Net Profit 6729 9121
Personal Loan Advances 32168 36557

Highlights of SBI Personal Loans
? Salaried Self Employed
Loan Scheme Saral Personal Loan Saral Personal Loan
Loan Type Term Loan Term Loan
Loan Amount Max Loan: 12 times the monthly income Max Loan: 12 times the monthly income
Tenure Min. – 12 Yrs. Min. – 12 Yrs.
Interest Rate Min. – 16 % Max. – 16 %
Min. – 16 % Max. – 16 %
Time to process Loan 2 days 2 days

2.AXIS Bank: Axis bank's personal loans are meant for salaried persons, self employed individuals and also professionals. The processing of the loan is simple with easy documentation and fast approval.

(` in crores)
Particulars 31-03-08 31-03-09
Net Profit 1071 1815
Personal Loan as a % of Retail Assets 16% 12%
Retail Assets 13591.68 16051.78

Highlights on AXIS Bank Personal Loans
? Salaried Self Employed
Loan Scheme Personal Power Personal Power
Loan Type Term Loan Term Loan
Loan Amount The loan amount approved depends on income and also other eligibility criteria of applicants. The loan amount approved depends on income and also other eligibility criteria of applicants.
Tenure Min. – 12 Yrs. Min. – 12 Yrs.
Interest Rate Min. – 15 % Max. – 23 %
Min. – 15 % Max. – 23 %

3.ICICI Bank: ICICI bank's personal loan comes at attractive interest rates along with 12-60 months repayment choices. The processing is fast.

(` in bn)
Particulars 31-03-08 31-03-09
Profit After Tax (PAT) 41.58 37.58
Personal Loans Total retail advances % of retail advances
Total retail advances % of retail advances 144.13
10.7 108.66 9.9

Highlights of ICICI Bank Personal Loans
? Salaried Self Employed
Loan Scheme Personal Loan Personal Loan
Loan Type Term Loan Term Loan
Loan Amount Min. – ` 50000 Max. – ` 1500000
Min. – ` 50000 Max. – ` 1500000
Tenure Min. – 12 Yrs. Min. – 12 Yrs.
Interest Rate Min. – 12 % Max. – 22 %
Min. – 14 % Max. – 24 %
Time to Process Loan 3 days 2 days

4.Punjab National Bank: PNB personal loans are meted out to permanent defence personnel which comprise officials of Military Station Headquarters, BSF, CRPF, CISF, ITBP, permanent central / state Govt employees, etc. the loans can be repaid in 60 EMIs or in the residual period of services, whichever is earlier.

(` in crores)
Particulars Qtr ended
Qtr ended
Net Profit 707 927
Personal Loan advances 976 956

Highlights of PNB personal loans
? Salaried Self Employed
Loan Type Term Loan Term Loan
Loan Amount The maximum loan amount ` 3,00,000/- or 30 times monthly net salary, whichever is lower. The maximum loan amount ` 3,00,000/- or 30 times monthly net salary, whichever is lower.
Tenure Min. – 12 Yrs. Min. – 12 Yrs.
Interest Rate Min. – 14 % Max. – 15 %
Min. – 14 % Max. – 15 %

5.UCO Bank: UCO cash is a personal loan scheme that has been customized in a manner which can take care of varied needs like marriage, medical expenses, traveling, and other personal obligations. One can repay the loan in 48 EMIs.

(` in lakhs)
Particulars Qtr ended
Qtr ended
Net Profit 13344 17885
Revenue from Retail Banking 68929 96693

Highlights of UCO Bank Personal Loans
? Salaried Self Employed
Loan Type Term Loan Term Loan
Loan Amount Min. – ` 50000 Max. – ` 1500000
Min. – ` 50000 Max. – ` 1500000
Tenure Min. – 12 Yrs. Min. – 12 Yrs.
Interest Rate Min. – 13.5 % Max. – 13.5 %
Min. – 13.5 % Max. – 13.5 %
Time to Process Loan 7 days 7 days

6.HSBC: MyTerms Credit from HSBC bank has four simple repayment options along with competitive interest rates. There are also special relationship discounts on existing customers.

(` in 000s)
Particulars 31-03-08 31-03-09
Net Profit 11922960 12912812
Revenue from Retail Banking 27799775 31998584

Highlights of HSBC Bank Personal Loans
? Salaried Self Employed
Loan Scheme My Terms Credit My Terms Credit
Loan Type Term Loan Term Loan
Loan Amount Min. – ` 50000 Max. – ` 1500000
Min. – ` 50000 Max. – ` 1500000
Tenure Min. – 12 Yrs. Min. – 12 Yrs.
Interest Rate Min. – 13 % Max. – 15 %
Min. – 13 % ?

7.IDBI: IDBI personal loan is offered along with an insurance cover, helping you in tough times. The insurance cover is meant to take care of the EMI's.

(` in lakhs)
Particulars 31-03-08 31-03-09
Net Profit 24500 31367
Revenue from Retail Banking 307167 533947

Highlights of IDBI Bank Personal Loans
? Salaried Self Employed
Loan Type Term Loan Term Loan
Loan Amount Min. – ` 50000 Max. – ` 1500000
Min. – ` 50000 Max. – ` 1500000
Tenure Min. – 12 Yrs. Min. – 12 Yrs.
Interest Rate Min. – 16.4 % Max. – 20.4 %
Min. – 16.4 % Max. – 22.4 %
Time to Process Loan 7 days 7 days

8.Standard Chartered Bank: Standard Chartered personal loans come with no securities, collaterals and guarantors. Coupled with a special health insurance from Royal Sundaram, there are special rates for existing customers and easy documentation.

($ in mn)
Particulars Qtr ended
Qtr ended
Operating Profit 2586 2838
Income from Cards, Personal Loan, Unsecured lending 1089 954

5 Tips to Get Out of Credit Card Debt

Credit Card Debt

The invention of plastic money in the form of credit cards is probably one of the most practical modern times’ inventions, but also one of the main contributing factors to increasing debt. Due to the easiness to pay for just about anything with credit cards, it is very easy, that one can lose ground with similar ease. If you are already trapped in credit card debt, chances are that you have never realized how this situation happened to you, and you are still struggling trying to find the answer, but ignoring the solution, which is what really matters at this stage. Getting out of your credit card debt will later help you to find out how the problem arose and how to prevent it in the future.

Understanding Your Debt and Do the Balance

As said before, you might ignore how your credit card debt is now asphyxiating you, but you can still do something about. Many people have more than one credit card, which is not always a good idea, but if you are one of those individuals and some of your credit cards is still “alive” start by not using them and pay with cash. If you are forced to pay a service with a credit card, do a balance of your remaining credit and use the card with the lower interest rates, or the one which debt is not yet that large.

Avoid Increasing Your Debt by Other Means

When we are looking for a way to get out of credit card debt, it is more likely that we have run out of all credit and there is no way to get credit cards paying anything else. Many people do the mistake to get cash advances from one credit card to repay another, until this source runs out, and then try to borrow money by any other means. If you really want to get out of your credit card debt, avoid applying for loans, or any other money source that increases your debt.

Research on Credit Card Debt Consolidation

Many times the solution is closer than you think. Many credit card companies may offer you a new credit card with lower interest rates to consolidate all your credit cards into it. This mean that you can merge all your credit card bills into one and make a single low payment to get out of debt faster than you think.

Outline Your Repayment Plan

Despite credit card debt consolidation is a good option; it might not be the right repayment plan for you. However, you can trace your own repayment plan by enlisting your credit cards and paying off those with the higher interest rates first. Do not borrow money to repay your debt, but start saving money by adjusting your monthly budget or getting the extra cash you need by taking on a part-time job.

Stop the Agony by Paying More

One big mistake is paying the minimum amount stated on your credit card bill statement. If you want to quickly get out of credit card debt and stop the agony of paying high interest rates, try to pay as much as possible every month, even if doing this means to live on a tight budget for some time. However, this is the fastest way to get out of credit card debt and free up some cash.

Online job providing companies.

online job providing companies...

Great Calendar Apps for Your iPhone
  • http://dataentryjob1188.weebly

Wednesday, March 13, 2013


In finance, a loan is a debt evidenced by a note which specifies, among other things, the principal amount, interest rate, and date of repayment. A loan entails the reallocation of the subject asset(s) for a period of time, between the lender and the borrower.

In a loan, the borrower initially receives or borrows an amount of money, called the principal, from the lender, and is obligated to pay back or repay an equal amount of money to the lender at a later time. Typically, the money is paid back in regular installments, or partial repayments; in an annuity, each installment is the same amount.

The loan is generally provided at a cost, referred to as interest on the debt, which provides an incentive for the lender to engage in the loan. In a legal loan, each of these obligations and restrictions is enforced by contract, which can also place the borrower under additional restrictions known as loan covenants. Although this article focuses on monetary loans, in practice any material object might be lent.

Acting as a provider of loans is one of the principal tasks for financial institutions. For other institutions, issuing of debt contracts such as bonds is a typical source of funding.
Loan payment

The most typical loan payment type is the fully amortizing payment in which each monthly rate has the same value over time.

The fixed monthly payment P for a loan of L for n months and a monthly interest rate c is:

Saving Tips

For most households, the difference between financial solvency and insolvency is just one paycheck. It can happen due to an workplace accident, the loss of a job or an unexpected and expensive home or auto repair. But no matter how you may find yourself living with a tighter budget, there are ways to get even more for every penny you make. Here are some ideas for finding consumer deals that can keep you debt free.

Start couponing. This may seem old-fashioned, but you could save enough money to supplement part of your household income if you do it right. Make a habit of constantly collecting and searching for coupons. And don’t just limit yourself to newspaper cut outs; you can also use online search engines to find exactly the coupons you’re looking for. In fact, some stores will even let you scan coupon barcodes directly from your smartphone.

Stock up on sale items. One of the biggest mistakes consumers make is waiting until they absolutely have to have an item to buy it. This means that you’re forced to pay the current market price for it instead of purchasing it on your own terms. A better shopping habit is to buy more than you need when an item is on sale and then store the rest for later. It may require you to spend more upfront than you want to, but you’ll save money and stretch your budget even farther in the long run.

Sign up for daily deals emails. Sometimes, you don’t even have to search for deals on food, household items or even travel. If you sign up for a few daily deals sites, you can get an email digest of each day’s biggest money saving deals, which saves you the time of sifting through pages and pages of offers. This kind of subscription also helps you stay more consistent with your deals search because you’ll have a daily reminder of how you can save money.

Stay social. Sometimes you can find deals online, even when you aren’t looking. Being an active participant in social media, especially when that means “following” your favourite products and companies, can lead to you discounts on items that you buy regularly anyway.

Take advantage of zero percent interest. Though using a credit card for daily expenses can be a slippery slope in normal financial times, losing part of your household income may make this one of the only viable solutions for surviving in the immediate future. If you do find yourself using credit more frequently, try to take advantage of a promotional offer for reduced interest or no interest. Just be sure to make strides toward paying off that debt before the promotional period ends and the interest rate jumps up.

Saving Tips

Many people have their own investment portfolio these days, and even those who don’t may receive shares as part of their work bonuses in the future. While there are many savvy investors who go it alone, there are times when we could all benefit from a little advice. A sole investor simply won’t have access to the same high-tech data and analysis as the professionals, and it is important to know when to seek specialised advice.


Do you know how much risk you can afford to take on? Ascertaining your risk appetite should be the starting point for any would-be investor. This does not just refer to your personal attitude towards risk – somepeople are naturally more wary than others.

It is largely your personal circumstances that should dictate your tolerance for risk. To determine this, you will need to take many factors into account, such as proximity to retirement and any other financial commitments you may have. If you are not sure how much you can afford to invest, or whether you should be making high- or low-risk investments, then you will need to seek the advice of an independent financial adviser.

Risk analysis and management is a complicated business. Teams of mathematicians work constantly to build new algorithms to enable risk to be measured and quantified. This data is used by professional asset managers to make informed decisions about which assets to allocate to their portfolios. It would be impossible for a novice investor to take into account all of the varied risks that can be simulated by professional risk management software. Visit APT to learn more and see the huge range of analytics available to professional asset managers.

Asset allocation

Once you have determined your risk appetite, you are ready to start allocating assets to your portfolio. There are numerous online resources available that provide data and investment advice, many of which are free. Financial websites such as will keep you updated on business and economic news and provide a huge amount of information about stock, bond and commodities markets worldwide. However, if you are feeling a little lost, which is understandable with the amount of different products out there, you should seek professional investment advice.

One way to benefit from professional asset management is to invest in a fund. Your capital will be pooled with that of other fund members and the money will be invested in accordance with the stated aims of the fund. You can select a fund that invests in a particular class of assets or geographical area or other criteria –thechoice is yours.

Performance analysis and portfolio optimisation

While you can track the performance of your assets, without the benefit of professional market analysis and forecasts you will always be reactive rather than proactive. Professional asset managers continually analyse the market and try to predict any fluctuations that may affect assets under their management. Multi-factormodelling is a sophisticated tool used by the professionals, which enables them to forecast the effect of many different factors on a particular market. For example,you may want to forecast the effect of exchange rate fluctuations and a change of government on bonds in a particular country.

While there is some excellent free investment advice out there, it can be quite generalised, and you should always seek advice from the professionals if you do not understand your investments. They will tailor their advice to your specific requirements and financial situation, and help you make the most of your investments.

Tuesday, March 12, 2013

Google Adsense

Publishers that agree to the online AdSense Terms and Conditions are required to adhere to the following policies, so please read them carefully. If you fail to comply with these policies without permission from Google, we reserve the right to disable ad serving to your site and/or disable your AdSense account at any time. If your account is disabled, you will not be eligible for further participation in the AdSense program.

Because we may change our policies at any time, please check here often for updates. In accordance with our online Terms and Conditions, it's your responsibility to keep up to date with, and adhere to, the policies posted here. Exceptions to these policies permitted only with authorization from Google.
know more about it.                     

Monday, March 11, 2013

American Companies That Offer Work From Home

                                              Telecommuting has changed the landscape of corporate America
  Talented and experienced individuals from across the country are going to work for top companies without ever leaving their hometown.          Companies such as software developers, with a mostly computer-based workload, started the trend. But technology has grown to the point where teleconferences and email enable an employee to effectively do     her job from anywhere. Many companies are leaders in this trend, taking advantage of talent nationwide.    
 click here to know more

Work-at-Home Moms

These companies are known to hire for jobs online, but that is no guarantee that they are hiring at this time. click here to know more.

Tuesday, March 5, 2013

How to earn extra fast money online without investment?


How to earn extra fast money online without investment?

If anyway you land up this blog then you would must have put whole phrase “How to earn extra money online without investment ” or “How to earn money online” or something like this. There may be chances your friend forcibly dropped you here. That’s not wrong all time because intentional or unintentional got an opportunity to earn money is not bad at all ,so don’t forget to shoot him thanks.
 click here to earn more money.

Saturday, March 2, 2013

6 Benefits of Running

Everyone knows that running is a great way to get into shape, but did you know that it can benefit almost every part of your body, as well as lift your mood? Running is incredibly effective at making you healthier in a number of ways. While it may not be everybody's favorite form of exercise, knowing what it can do for your life just may make you look at running in an entirely new light

Improve Your Health

Believe it or not, running is actually a great way to increase your overall level of health. Research shows that running can raise your levels of good cholesterol while also helping you increase lung function and use. In addition, running can also boost your immune system and lower your risk of developing blood clots

Prevent Disease

For women, running can actually help to lower your risk of breast cancer. It can also help reduce the risk of having a stroke. Many doctors today recommend running for people who are in the early stages of diabetes, high blood pressure, and osteoporosis, and it is proven to help reduce the risk of having a heart attack. By helping the arteries retain their elasticity and strengthening the heart, your chances of suffering a heart attack can be significantly reduced

Lose Weight

Running is one of the best forms of exercise for losing or maintaining a consistent weight. You will find that it is a leading way to burn off extra calories and that it is the second most effective exercise in terms of calories burned per minute, following only after cross country skiing

Boost Your Confidence

Not all of the benefits of running are physical. Running can provide an noticeable boost to your confidence and self-esteem. By setting and achieving goals, you can help give yourself a greater sense of empowerment that will leave you feeling much happier

Relieve Stress

Stress can actually cause a number of health and mood problems. It can also diminish appetite and sleep quality. When you run, you force your body to exert excess energy and hormones. Running also helps to reduce your chances of developing tension headaches

Eliminate Depression

When you are depressed, the last thing you likely want to do is to get up and go for a run. Yet you will find that after only a few minutes of running, your brain will start to secrete hormones that naturally improve your mood. In fact, there are few things in the world that can better or more rapidly treat depression than exercise such as running.

It may seem surprising to learn all of the different ways that running can improve your health, but the truth of the matter is that these are only a few of the many benefits that it can offer to your body. Running really is incredibly beneficial to the body, mind, and spirit, and you will find that even short runs can leave you feeling more energized, more focused, and better able to enjoy all that life has to offer.