Friday, March 15, 2013

Offline Data Entry Jobs.

 
 

INTRODUCTION

Offline Data Entry is a Perfect match for your Data Entry Needs. Today many global businesses prefer outsourcing their Offline Data Entry Projects from different Data Entry Service providing companies.



who wants to work at home & earn an excellent income from the comfort of home .You will be your own boss & set up work timing according to your wish. It is really hard to find out legitimate work at home. Thus we started our organization to provide employment to educated ones who have typing skill and speed & specially who are eager to earn with hard work. We have tied up with many companies & have taken Data-conversion work. This is REAL WORK & not some get-rich-quick scheme. We provide you with the best data entry work at home. We specialize in data entry. You can get a better income through this data entry jobs.
home-jobs

How To Set Work Offline as the Default for Internet Explorer

Office


On Internet Explorer's File menu is a Offline" item that toggles Internet Explorer between online and offline modes of operation.

When Internet Explorer is set to the offline mode, clicking on hyperlinks and updating channels that refer to online content causes a dialog box to appear asking if Internet Explorer should connect to the network to download the requested content. If the connection is made, Internet Explorer will automatically change from offline mode to online mode for the remainder of the session or until you reselect Work Offline. If Internet Explorer is closed in Online mode, a registry key is written to indicate this. The next time that Internet Explorer is opened it will be in online mode.

In some cases, you may want to have Internet Explorer open in offline mode, regardless of what mode it was in when it was closed. Often this is because channels or other automatic download mechanisms have been set up to push content to the desktop, but the user does not want a potentially lengthy update each time Internet Explorer is started. click here

Thursday, March 14, 2013

Loan for Agriculturists {Mahabank Kisan Credit Card]

                                          

Loan for Agriculturists



Mahabank Kisan Credit Card

Purpose Cultivation of crops
Meeting the short-term credit needs of farmers for crop production and allied activities etc.
Maintenance of farm equipments etc.
Eligibility Agriculturist who owns agricultural land
Amount As decided by District Technical committee & limit worked out for the purpose.
Security Mortgage of land.
Hypothecation of crop/Assets.
Repayment Revolving credit facility for 3 years.
Coinciding with harvesting of crops-season/marketing of produce.
Other Terms & Conditions Assured and timely availability of working capital for crop cultivation.
Borrowers are covered under personal accident insurance scheme.
Insurance for notified crops is available.

Minor Irrigation for Agriculturists

Purpose Digging of new wells, revitalization of existing well, purchase of oil engine, electric motor, pump set installation of pipe line, sprinkler, irrigation, drip irrigation, tube well, bore well, etc.
Eligibility Agriculturist who owns agricultural land.
Amount For new dug wells as per the NABARD Unit costs for equipments/estimates.
Security Mortgage of land,
Hypothecation of movable assets and guarantors.
Repayment Depending upon the repaying capacity 7 to 11 years.
Other Terms & Conditions Proposed well should be located in white watershed area. It should not be in dark watershed area.

Farm Mechanisation for Agriculturists

Purpose Purchase of Tractors/Power tillers
Purchase of Harvesters
Purchase of Threshers & other farm implements
Eligibility Agriculturist who owns at least 8 acres of Irrigated land. The Tractor should get at least 1500 hrs of work in a year.
Amount As per cost of machinery
Security Hypothecation of Tractor/trolley and accessories,
Mortgage of land.
Repayment 7 to 9 years.
Other Terms & Conditions Comprehensive insurance of machinery with bank clause.

Animal Husbandry

Purpose Purchase of Cows/Buffaloes
Poultry- Broiler Farm, Layers Farm, Hatchery
Sheep/Goat Rearing
Construction of Byre, Purchase of Machinery
Working Capital Requirements.
Eligibility Agriculturist, agri. Labour and / or those who have necessary expertise.
Amount Animal cost - As per NABARD unit costs
Others- as per the project.
Security Hypothecation of Animals/Plant Machinery to be purchased
Mortgage of land.
Repayment 4 to 5 years with suitable installments.
Other Terms & Conditions Insurance of all animals is essential.

Horticulture

Purpose Cultivation of fruit crops-mango, Pomegranate, Grapes etc.
Eligibility Agriculturist with adequate provision of irrigation
Amount As per NABARD Unit costs/ Project
Security Mortgage of land.
Hypothecation of crops.
Repayment Within 15 years.

Scheme for Financing Setting Up of
Agri-Clinics and Agri-Business Centres for Agriculture Graduates

Purpose Setting up of Agriclinics
Setting up of Agribusiness Centers.
Eligibility Agriculture graduates
Amount Individiuals Max. Rs 10 lakh, Group Rs 50 lakh
Security Hypothecation of Assets created out of bank loan
Mortgage of land.
Repayment 5 to 10 years.

Scheme for Financing Farmers for Purchase of Land

Purpose Purchase of land
Eligibility Small & Marginal farmers, share croppers/Tenant farmers.
Amount Maximum Rs 15,00,000/-
Security Mortgage of land.
Hypothecation of crop/Assets.
Repayment As per the repaying capacity & incremental income.
Other Terms & Conditions Total land holding including proposed land should not exceed 5 acres.

Scheme for Financing Two Wheelers to Farmers

Purpose Purchase of two wheeler.
Eligibility Net annual Agril. Income above Rs 50,000/- or 5 acres of irrigated land.
Amount Max. Rs 50,000/-
Security Hypothecation of Asset.
Guarantors.
Repayment 3 to 5 years.

Consumer Loans to Farmers

Purpose Purchase of consumer durables.
Eligibility Net annual Agril. Income above Rs 50,000/- or 5 acres of irrigated/10 acres seasonally irrigated land.
Amount Max. Rs 50,000/-, for four wheelers Max. Rs 2 lakh.
Margin 10%
Security Hypothecation of assets.
Repayment 3 to 5 years.

Hi-tech Projects

Purpose Hi-tech projects.
Eligibility Agriculturist with knowledge of advance techniques in the farming.
Amount As per the project cost.
Security Hypothecation of goods
Other collateral security.
Repayment Within 6 to 8 years.

Part Time Online Jobs



Part Time Online Job Description - 




Company Will Provide Online Training Help by Mail on Candidate's E-mail ID . Candidate's Working keyword and Location is mentioned in that Mail. You can start your work with that keyword and Location and for starting your Work you can open any Internet Searching Site , Job Portals , Online Directory , yellow Pages for searching the data. You can entered keyword and Location there on the Site and search the company's Contact Details. When you search many company listings comes there ,Candidate can open each and every company Listings, You can copy data from there and Paste into Excel sheets. Give below all Details of company Listings. ie - Company Name , Company Address , City , State ,E-mail id , Website, Mobile Number , Phone Number. If Address Details is not given then there is website of that company also given , so you can click on that and go to Contact Us of that company , there you find all the Details , so just copy data from there and Paste into Excel Sheets as Format given by Company
Click here to reading continue

Free Online Work At Home Jobs Without Investment

online works at home

 online works at home

Summary

Earn money online by doing online work at home jobs without investment. Get full information about how to make money free on internet with five easy home based part time jobs by working from home.
click here to register

Top Personal Loan Finance Companies in India

     
Why do I need personal loan?

Why do people take personal loans?

be it pecuniary aid for the renovation of your house
buying a new laptop
spending a vacation with the family
just for the mere need to pay off credit card dues. It acts as the perfect medium to smoothen up the cash flow in times of stringency. Identify the need and accordingly choose the type of the personal loan from the host of top personal loan finance companies in India. There is an array of companies providing personal loan finance to varied strata of the society.

Tips:

  • Check your credit report before applying for loan
  • Plan your budget and stick to it
  • Borrow only the amount you need, do not borrow in excess.
  • Know your APR(Annual Percentage Rate) i.e. How much the loan would cost in interest per year
  • Look for payment delivery charges as some players charge you for early payment.
  • Be careful about the risks involved in secured laons .i.e be sure that you will be able to repay.

List of top personal loan finance companies in India



1.State Bank of India: SBI offers SBI Saral personal loan customized in a manner that helps an individual meet varied kinds of personal expenses. The interest rates at which these loans are offered are quite competitive with no hidden costs or administrative charges, no prepayment penalties. It also comes with easy repayment term.

(` in crores)
Particulars 31-03-08 31-03-09
Net Profit 6729 9121
Personal Loan Advances 32168 36557


Highlights of SBI Personal Loans
? Salaried Self Employed
Loan Scheme Saral Personal Loan Saral Personal Loan
Loan Type Term Loan Term Loan
Loan Amount Max Loan: 12 times the monthly income Max Loan: 12 times the monthly income
Tenure Min. – 12 Yrs. Min. – 12 Yrs.
Interest Rate Min. – 16 % Max. – 16 %
Min. – 16 % Max. – 16 %
Time to process Loan 2 days 2 days


2.AXIS Bank: Axis bank's personal loans are meant for salaried persons, self employed individuals and also professionals. The processing of the loan is simple with easy documentation and fast approval.

(` in crores)
Particulars 31-03-08 31-03-09
Net Profit 1071 1815
Personal Loan as a % of Retail Assets 16% 12%
Retail Assets 13591.68 16051.78


Highlights on AXIS Bank Personal Loans
? Salaried Self Employed
Loan Scheme Personal Power Personal Power
Loan Type Term Loan Term Loan
Loan Amount The loan amount approved depends on income and also other eligibility criteria of applicants. The loan amount approved depends on income and also other eligibility criteria of applicants.
Tenure Min. – 12 Yrs. Min. – 12 Yrs.
Interest Rate Min. – 15 % Max. – 23 %
Min. – 15 % Max. – 23 %


3.ICICI Bank: ICICI bank's personal loan comes at attractive interest rates along with 12-60 months repayment choices. The processing is fast.

(` in bn)
Particulars 31-03-08 31-03-09
Profit After Tax (PAT) 41.58 37.58
Personal Loans Total retail advances % of retail advances
Total retail advances % of retail advances 144.13
10.7 108.66 9.9


Highlights of ICICI Bank Personal Loans
? Salaried Self Employed
Loan Scheme Personal Loan Personal Loan
Loan Type Term Loan Term Loan
Loan Amount Min. – ` 50000 Max. – ` 1500000
Min. – ` 50000 Max. – ` 1500000
Tenure Min. – 12 Yrs. Min. – 12 Yrs.
Interest Rate Min. – 12 % Max. – 22 %
Min. – 14 % Max. – 24 %
Time to Process Loan 3 days 2 days


4.Punjab National Bank: PNB personal loans are meted out to permanent defence personnel which comprise officials of Military Station Headquarters, BSF, CRPF, CISF, ITBP, permanent central / state Govt employees, etc. the loans can be repaid in 60 EMIs or in the residual period of services, whichever is earlier.

(` in crores)
Particulars Qtr ended
30-09-08
Qtr ended
30-09-09
Net Profit 707 927
Personal Loan advances 976 956


Highlights of PNB personal loans
? Salaried Self Employed
Loan Type Term Loan Term Loan
Loan Amount The maximum loan amount ` 3,00,000/- or 30 times monthly net salary, whichever is lower. The maximum loan amount ` 3,00,000/- or 30 times monthly net salary, whichever is lower.
Tenure Min. – 12 Yrs. Min. – 12 Yrs.
Interest Rate Min. – 14 % Max. – 15 %
Min. – 14 % Max. – 15 %


5.UCO Bank: UCO cash is a personal loan scheme that has been customized in a manner which can take care of varied needs like marriage, medical expenses, traveling, and other personal obligations. One can repay the loan in 48 EMIs.

(` in lakhs)
Particulars Qtr ended
30-06-08
Qtr ended
30-06-09
Net Profit 13344 17885
Revenue from Retail Banking 68929 96693


Highlights of UCO Bank Personal Loans
? Salaried Self Employed
Loan Type Term Loan Term Loan
Loan Amount Min. – ` 50000 Max. – ` 1500000
Min. – ` 50000 Max. – ` 1500000
Tenure Min. – 12 Yrs. Min. – 12 Yrs.
Interest Rate Min. – 13.5 % Max. – 13.5 %
Min. – 13.5 % Max. – 13.5 %
Time to Process Loan 7 days 7 days


6.HSBC: MyTerms Credit from HSBC bank has four simple repayment options along with competitive interest rates. There are also special relationship discounts on existing customers.

(` in 000s)
Particulars 31-03-08 31-03-09
Net Profit 11922960 12912812
Revenue from Retail Banking 27799775 31998584


Highlights of HSBC Bank Personal Loans
? Salaried Self Employed
Loan Scheme My Terms Credit My Terms Credit
Loan Type Term Loan Term Loan
Loan Amount Min. – ` 50000 Max. – ` 1500000
Min. – ` 50000 Max. – ` 1500000
Tenure Min. – 12 Yrs. Min. – 12 Yrs.
Interest Rate Min. – 13 % Max. – 15 %
Min. – 13 % ?


7.IDBI: IDBI personal loan is offered along with an insurance cover, helping you in tough times. The insurance cover is meant to take care of the EMI's.

(` in lakhs)
Particulars 31-03-08 31-03-09
Net Profit 24500 31367
Revenue from Retail Banking 307167 533947


Highlights of IDBI Bank Personal Loans
? Salaried Self Employed
Loan Type Term Loan Term Loan
Loan Amount Min. – ` 50000 Max. – ` 1500000
Min. – ` 50000 Max. – ` 1500000
Tenure Min. – 12 Yrs. Min. – 12 Yrs.
Interest Rate Min. – 16.4 % Max. – 20.4 %
Min. – 16.4 % Max. – 22.4 %
Time to Process Loan 7 days 7 days


8.Standard Chartered Bank: Standard Chartered personal loans come with no securities, collaterals and guarantors. Coupled with a special health insurance from Royal Sundaram, there are special rates for existing customers and easy documentation.

($ in mn)
Particulars Qtr ended
30-06-08
Qtr ended
30-06-09
Operating Profit 2586 2838
Income from Cards, Personal Loan, Unsecured lending 1089 954


5 Tips to Get Out of Credit Card Debt


Credit Card Debt




The invention of plastic money in the form of credit cards is probably one of the most practical modern times’ inventions, but also one of the main contributing factors to increasing debt. Due to the easiness to pay for just about anything with credit cards, it is very easy, that one can lose ground with similar ease. If you are already trapped in credit card debt, chances are that you have never realized how this situation happened to you, and you are still struggling trying to find the answer, but ignoring the solution, which is what really matters at this stage. Getting out of your credit card debt will later help you to find out how the problem arose and how to prevent it in the future.

Understanding Your Debt and Do the Balance

As said before, you might ignore how your credit card debt is now asphyxiating you, but you can still do something about. Many people have more than one credit card, which is not always a good idea, but if you are one of those individuals and some of your credit cards is still “alive” start by not using them and pay with cash. If you are forced to pay a service with a credit card, do a balance of your remaining credit and use the card with the lower interest rates, or the one which debt is not yet that large.

Avoid Increasing Your Debt by Other Means

When we are looking for a way to get out of credit card debt, it is more likely that we have run out of all credit and there is no way to get credit cards paying anything else. Many people do the mistake to get cash advances from one credit card to repay another, until this source runs out, and then try to borrow money by any other means. If you really want to get out of your credit card debt, avoid applying for loans, or any other money source that increases your debt.

Research on Credit Card Debt Consolidation

Many times the solution is closer than you think. Many credit card companies may offer you a new credit card with lower interest rates to consolidate all your credit cards into it. This mean that you can merge all your credit card bills into one and make a single low payment to get out of debt faster than you think.

Outline Your Repayment Plan

Despite credit card debt consolidation is a good option; it might not be the right repayment plan for you. However, you can trace your own repayment plan by enlisting your credit cards and paying off those with the higher interest rates first. Do not borrow money to repay your debt, but start saving money by adjusting your monthly budget or getting the extra cash you need by taking on a part-time job.

Stop the Agony by Paying More

One big mistake is paying the minimum amount stated on your credit card bill statement. If you want to quickly get out of credit card debt and stop the agony of paying high interest rates, try to pay as much as possible every month, even if doing this means to live on a tight budget for some time. However, this is the fastest way to get out of credit card debt and free up some cash.